miLife Insurance Products, Claims, Portal Login, and Contacts

miLife Insurance Products, Claims, Portal Login, and Contacts

miLife Insurance Products, Claims, Portal Login, and Contacts

miLife Insurance is a Ghanaian company that deals with insurance and savings products. It has been in existence since 2005 to date and during this period it has grown significantly.

During its early days, it was known as CDH life assurance and it was the 17th life assurance company to receive a license from the National Insurance Commission (NIC).

To reach a high number of customers, miLife Insurance has over 400 retail agencies. It has also incorporated mobile technology to its operations to make work easy and reduce costs. Below is a review of the products that miLife Insurance deals with and how to access these products.


This option is a funeral plan, which ensures you give your loved one a befitting send off. If a family member, who’s covered in the policy, dies, you’ll receive cash to cover all the funeral expenses.

You must be aged between 18 and 54 years to buy this policy, and the covered family member must not be aged above 74 years. GH₵ 2,000 is the minimum amount of cover you can acquire for yourself or a loved one, with GH₵ 30,000 being the maximum amount. For kids, the maximum cover is half of what you’ve selected.


In the event that you die, get diagnosed with a critical illness, or go through something that leaves you with a permanent disability, you want your family to have the finances to sustain their livelihood.

You should consider miLegacy as an insurance product, as it will ensure that your dependents are covered financially in case any of the unfortunate events occur. To buy this policy, you should be aged between 18 and 58 years. Note that the death cover is a lifetime one, while the illness and disability covers end at 60 years.


Read Also Nhis Ghana Registration Guide, Login, Renewal Process


Everyone who craves financial stability should adopt a saving culture. If you’re unsure of your ability to save consider buying insurance products like miCash that will help you accumulate a target amount within no time.

The accumulated amount will then be paid to your beneficiaries in case of your untimely death, permanent disability, or diagnosis of a critical illness.

If you’re hospitalized for 3 nights, you’ll receive a reimbursement of GH₵ 250, but this payment cannot be made more than two times in a year. This savings product is available for people who are aged between 18 and 56 years.


Like miCash, this insurance option is meant to cover the expenses that may come in case of death, disability, or a critical illness of a breadwinner.

The difference is that this product covers kids’ education expenses. You need to be aged between 18 and 56 years to buy this policy.

The monthly premium is dependent on the period within which you want the cover to last. Also, this policy can last for a period of between 3 years and 18 years.


miWay offers a pay-out in case the policy buyer dies or suffers permanent disability and if a chosen family member passes on. This product covers funeral expenses in case of your death or that of a covered member.

To access miWay insurance, you need to be an MTN mobile money subscriber and be aged between 18 and 59 years. The people you hope to add as beneficiaries should be aged between 18 and 74 years. Dial *165# to get started.

Mortgage life insurance

On buying this product, you’ll be protecting yourself against the risk that comes with failing to pay your mortgage as agreed with your lender. Therefore, your beneficiary is the mortgage lender.

Keyman Life insurance

A company that buys this product becomes the beneficiary as it will receive a lump sum in the unfortunate event of death, critical illness, or permanent disability or a key employee.

GNAT Heritage Cash Back Plan

It is a 10-year plan for teachers, where all premiums and bonuses are reimbursed upon retirement.

miGroup Funeral policy

This policy makes it possible for groups such as organizations and churches to cover the funeral expenses of one of their members.

Steps to follow when making a claim

  1. Visit the company’s website,
  2. Select Customer service, then click on request a claim from the drop-down.
  3. Fill in your details on the form that will open. These details include, name, email address, passport, voters ID, SSNIT, and your phone number, among others.
  4. Enter your ID number.
  5. Choose the claim you want to make e.g., death maturity, cashback, refund, etc.
  6. Select your preferred payment method, be it mobile or bank account.

Ensure that you provide accurate information.

Customer Care Contacts

Phone number: 0242439999

Email Address: [email protected]

Physical address: Aggrey Street, Kisseman – Accra.

Leave a Reply

Your email address will not be published. Required fields are marked *