Last updated on May 18th, 2022 at 11:01 am

List of M-Kopa Phones and Prices in Kenya

Most financial service providers require high credit scores and assets to serve as security for loans offered to borrowers.

Unfortunately, many individuals around the globe do not have enough assets to put up as security and their credit rating isn’t as high as lenders expect. Owing to this, their chances of investing and growing financially are cut short.

 

M-Kopa has come to bridge this gab by allowing people from all financial backgrounds to obtain essential products without paying the full amount upfront. All that is required is a deposit and consistency in paying the small daily amounts that will be discussed.

 

The company founders thought of this idea in 2010, with the aim to incorporate small digital payments in asset financing so that buyers would access solar energy regardless of whether they could pay at once or not.

 

To date, M-Kopa provides other products apart from solar lighting, such as phones, fridges, and televisions, which are essential for every person’s daily life. Also, interested people can apply for quick loans to cover emergency needs. M-Kopa is located in Kenya, Ghana, Uganda, and Nigeria.

 

For a better understanding, below is a short review of available M-Kopa phones, and their prices.

 

M-Kopa Phones, deposit amounts, and daily payments

As hinted above, down-payment is required before taking your M-Kopa phone home. Also, there are flexible periodic payments that will highly determine whether, you are a trustworthy customer or not.

 

Note that the deposit amount and small payments vary from phone to phone, seeing that these products are branded differently and have different features.

 

Below are some phones and the costs associated to them:

	Phone Type	Deposit (Ksh)	Daily Payment (Ksh)	Payment Duration (Days)
1.	Nokia 5.4	5,499	85	365
2.	Nokia 2.2	2,999	60	365
3.	Nokia 2.4	3,499	50	365
4.	Nokia 3.4	4,499	65	365
5.	Nokia 1.4	3,499	50	365
6.	Nokia C1 Plus	2,499	35	365
7.	Nokia C01 Plus	2,499	40	365
8.	Nokia G10 (New)	3,999	55	365
9.	Nokia G20	4,999	70	365
10.	Nokia G50 (New)	6,999	105	365
11.	Nokia C30	2,999	60	365
12.	Samsung A02:2GB/32GB	3,499	55	365
13.	Samsung A02:3GB/64GB	3,999	55	365
14.	Samsung AO3	2,499	75	365
15.	Samsung AO3 Core	2,499	50	365
16.	Samsung A03s	3,999	55	365
17.	Samsung A10	4,499	60	365
18.	Samsung A11	4,499	60	365
19.	Samsung Galaxy A12	4,499	70	365
20.	Samsung Galaxy A22	5,999	85	365
21.	Samsung Galaxy A10s	3,499	60	365
22.	Samsung A21	5,999	85	365
23.	Samsung Galaxy A11s	4,499	60	365

 

Note that the maximum and most common repayment period is 365 days

 

M-Kopa Payment mode

The payment mode varies from country to country. In Kenya you should pay your down payment or periodic amounts through M-Pesa by following the following steps:

1. Launch the M-Pesa menu on your phone.
2. Select Lipa Na M-Pesa.
3. Click on the PayBill option.
4. Enter M-Kopa’s PayBill number, 333222.
5. Enter your ID number as the account number. The ID details should match what you used when buying the phone.
6. Add the amount of money you are paying.
7. Input your M-Pesa pin.
8. Click Ok
9. You’ll receive a notification message from M-Pesa if the payment is successful.

 

M-Kopa PayBill Number

The PayBill Number for M-Kopa is 333222

 

Read Also M-Kopa Solar, Prices, Branches, Agents & Contacts

 

M-Kopa Phone Return Policy/Can I return M-Kopa Phone?

A customer can return their device ay any time during their loan duration. Provided the device is in good working condition

• Get 100% refund of their deposit
• Be released of their remaining loan commitment

Terms and Conditions

• The Policy does not apply to motorbikes
• The deposit will be refunded if the customer has an outstanding cash loan
• If a device is returned with any missing component, the value of the component will be deducted from the deposit fund

Early and late M-Kopa payments

Early payments attract a discount while late payments result in interest charges. Therefore, you must aim to pay your loan as expected to avoid spending more money.

 

Also, note that your name may be forwarded to CRB if you consistently default on the periodic payments, which will affect your ability to receive credit from other lenders in the future.

 

M-Kopa phones deactivation

On paying the initial deposit you’ll be allowed to start using the phone, but you must pay the periodic payments on time so that your usage isn’t restricted. In case of a restriction, M-Kopa can reactivate your usage if payments resume.

 

M-Kopa Customer Care Contacts in Kenya

Use the details below to reach out to an M-Kopa representative in Kenya:

WhatsApp number: 0799136761

Phone number: 0707333222

Website: http://www.m-kopa.com

Email Address: [email protected]

Facebook Page: https://web.facebook.com/mkopa.ke/