How to Check and Increase fuliza Limit
Fuliza is a service offered by Safaricom in partnership with NCBA, launched into the Kenyan market in January of 2019. Fuliza enables you to complete your M-Pesa transactions when you have insufficient funds in your M-Pesa account. You may access funds multiple times as long as you are within your Fuliza limit.
To gain access to a Fuliza loan, you must be registered on M-Pesa as a customer, be an active M-Pesa customer for a minimum of 6 months, have an active Safaricom line, and have registered for or opted in for Fuliza M-Pesa services.
How to register and check for Safaricom M-Pesa Fuliza services
- Dial code *234# on your Safaricom line.
- Next, select Fuliza M-Pesa to opt in for the service by pressing 0.
- Next, choose yes by pressing 1.
- Select Accept by pressing 1.
- To check on your fuliza limit,
- Dial *234# on your Safaricom line.
- Reply with option 0: Fuliza M-Pesa
- Reply with option 1: Check my limit.
Fuliza comes with a limit on how much you can qualify for. The minimum Fuliza limit is Ksh 500, and the maximum Fuliza limit is Ksh 100,000. To check your Fuliza balance, dial code *234# and select Fuliza M-Pesa. Next, you will check your limit. Wait for an SMS message confirming your available limit.
Fuliza charges a 1% access fee and an amount as a maintenance fee on your outstanding balance. A full repayment of the amount advanced to through Fuliza is expected within 30days.
How to Fuliza to another number
- Open the M-Pesa menu.
- Select Send Money
- Enter the phone number of the person to whom you are sending money.
- Enter amount
- Press OK to complete the transaction.
- Enter your PIN.
- Pres OK
- The Fuliza option will pop up.
- Select yes
- Press OK to complete the Fuliza transaction.
For the process to be successful, you have to have sufficient money in your Fuliza balance.
How many accounts can you hold for M-Pesa Fuliza Services
Every registered M-Pesa line will be treated as a separate account. Each mobile phone number will be eligible for Fuliza M-Pesa and will be assigned a limit.
Depending on your usage, this limit will be reviewed every three months.
How to Grow Your M-Pesa Fuliza Limit
Continue to use Safaricom and M-Pesa services on a regular basis, and repay Fuliza M-Pesa on time by topping up your M-Pesa account.