How to Check and Increase fuliza Limit

Fuliza is a service offered by Safaricom in partnership with NCBA, launched into the Kenyan market in January of 2019. Fuliza enables you to complete your M-Pesa transactions when you have insufficient funds in your M-Pesa account. You may access funds multiple times as long as you are within your Fuliza limit.

To gain access to a Fuliza loan, you must be registered on M-Pesa as a customer, be an active M-Pesa customer for a minimum of 6 months, have an active Safaricom line, and have registered for or opted in for Fuliza M-Pesa services.

How to register and check for Safaricom M-Pesa Fuliza services

• Dial code *234# on your Safaricom line.
• Next, select Fuliza M-Pesa to opt in for the service by pressing 0.
• Next, choose yes by pressing 1.
• Select Accept by pressing 1.
• To check on your fuliza limit,
• Dial *234# on your Safaricom line.
• Reply with option 0: Fuliza M-Pesa
• Reply with option 1: Check my limit.

Fuliza comes with a limit on how much you can qualify for. The minimum Fuliza limit is Ksh 500, and the maximum Fuliza limit is Ksh 100,000. To check your Fuliza balance, dial code *234# and select Fuliza M-Pesa. Next, you will check your limit. Wait for an SMS message confirming your available limit.

Fuliza charges a 1% access fee and an amount as a maintenance fee on your outstanding balance. A full repayment of the amount advanced to through Fuliza is expected within 30days.

Read Also How to transfer money from M-Pesa to Co-operative account

How to Fuliza to another number

• Open the M-Pesa menu.
• Select Send Money
• Enter the phone number of the person to whom you are sending money.
• Enter amount
• Press OK to complete the transaction.
• Enter your PIN.
• Pres OK
• The Fuliza option will pop up.
• Select yes
• Press OK to complete the Fuliza transaction.

For the process to be successful, you have to have sufficient money in your Fuliza balance.

How many accounts can you hold for M-Pesa Fuliza Services

Every registered M-Pesa line will be treated as a separate account. Each mobile phone number will be eligible for Fuliza M-Pesa and will be assigned a limit.

Depending on your usage, this limit will be reviewed every three months.

How to Grow Your M-Pesa Fuliza Limit

Continue to use Safaricom and M-Pesa services on a regular basis, and repay Fuliza M-Pesa on time by topping up your M-Pesa account.