Zenka Loan App, Application, PayBill Number, App download, USSD, and Customer Care Contacts

Zenka Loan App, Application, PayBill Number, App download, USSD, and Customer Care Contacts

Zenka Loan App, Application, PayBill Number, App download, USSD, and Customer Care Contacts

Securing a loan from banks can be challenging especially if you hope to settle an emergency situation. There are many loan processes that may mean waiting for a long time before accessing the cash.

With loan apps like Zenka, you can be sure that your loan will be processed immediately. Below is a review of how the Zenka loan app works, if you’re considering it as your financial partner.

Zenka Loan Application, Repayment & App Download

You can access Zenka loans by dialling the USSD code, which is *841# or *483*101#, and following the prompts. Alternatively, you can do so through the app by following the steps below:

  1. Download the app from the Play Store.
  2. Create an account using your M-Pesa mobile number.
  3. Add your personal details, which are:
  • Date of birth.
  • ID number.
  1. On validation of your details, select your preferred loan amount.
  2. Submit your loan application.
  3. If the application is approved, money will be sent to you through M-Pesa.

Please note that if you’re using the Zenka loan app for the first time, you’ll incur a processing fee of 9-39% of the borrowed amount. Also, the interest rate for Zenka loans is 29%, meaning if you borrow Ksh 2,000, you’ll owe Ksh 2,580, exclusive of the processing fee.

 

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When repaying your loan, below are the steps to follow:

  1. Open the M-Pesa menu.
  2. Select Lipa na M-Pesa.
  3. Click on PayBill and input 979988 as the business number (PayBill Number).
  4. Use your phone number as the account number, and ensure you used it when registering with Zenka.
  5. Enter the repayment amount.
  6. Add your M-Pesa Pin.
  7. Click Ok.

Late repayments will lead to a 2% interest charge daily, but you can request for an extension if you anticipate challenges in honouring your obligation as agreed.

 

Zenka Customer Care Contacts

Email: support@zenka.co.ke

Phone number: 0207650878

Facebook: @Zenkakenya

Twitter: @ZenkaFinance

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