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Stawika Loan App, Application, PayBill Number, App download, and Customer Care Contacts

Stawika Loan App, Application, PayBill Number, App download, and Customer Care Contacts

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Stawika Loan App, Application, PayBill Number, App download, and Customer Care Contacts

Managed by Stawika Capital Finance, the Stawika loan app offers quick loans to individuals who have met the set requirements.

You can trust that this lender is a trusted one, seeing that the app has over 500,000 downloads on the Google play store.

Additionally, it has a 5-star rating on the same platform and over 15,000 positive reviews from various customers. Requirements for one to borrow from the Stawika loan app are:

  • Be aged 18 years and above.
  • Be a registered Safaricom subscriber.
  • Have an M-Pesa account.
  • Possess a valid national identity card.
Stawika Loan Application

To begin your loan application process, download the Stawika loan app as follows:

  1. Launch the Google play store.
  2. Enter the app’s name on the search bar then click on the search icon. Or
  3. Download the app by clicking on the following link: https://play.google.com/store/apps/details?id=com.stawika.www
  4. Click install, which should be next to the app’s icon, give it a few minutes to download.

You can now start the Stawika app and register an account before applying for a loan as below:

  • Enter your phone number.
  • Enter the confirmation code that you’ll receive via SMS to verify your phone number.
  • Create a strong pin, after which you should provide your personal details.
  • You can now log into the app, using your newly created password, to see your loan limit, that is dependent on the details you’ll provide.
  • Apply for a loan that shouldn’t exceed your limit.

Stawika loan features are:

  • Loan range – Ksh 200 to Ksh 70,000.
  • A maximum interest rate of 21.44%.
  • Repayment period – repayable within 21 days after receiving the loan.
Stawika Loan Repayment

Follow these steps to repay your Stawika loan:

  1. Launch your phone’s M-Pesa menu.
  2. Choose Lipa na M-Pesa.
  3. Click on the PayBill
  4. On the business number slot, enter Stawika’s PayBill number, 830685.
  5. Enter your phone number as the account number.
  6. Add the amount of money you want to repay.
  7. Input your M-Pesa pin.
  8. Click ok and wait for a confirmation message.

Note that you’re expected to repay your loan within 21 days post disbursement.

Registration Fees

Stawika is, and always has been, completely free! They do not charge any fees for their services. Simply download, register, and submit an application for a loan.


Read Also How to Join Safaricom PostPay from the Convenience of Your Phone


How to Increase your loan Limit
  • Keep your mobile payment SMS messages on your phone and do not remove them.
  • Make sure to pay back your loan on schedule. The sooner you start, the better.
  • Keep the Stawika mobile application downloaded and active on your phone at all times.
  • Have a solid credit history with your current and previous creditors.
Stawika PayBill Number

The PayBill Number for Stawika is 830685


Stawika Privacy and Permissions

The Stawika App will ask you to grant these permissions the first time you use it, so make sure you do so.

  • As part of determining your credit worthiness, Stawika uses information you provide to them, such as your legal name, National ID number, M-Pesa Number, and M-Pesa Statement, among other things.
  • All communication between the Stawika App and the Stawika Servers is done through an encrypted channel.


Stawika Customer Care Contacts

Phone number: 0207608965

Email Address: [email protected],[email protected]


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