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iPesa Loan App, Application, PayBill, App Download, and Customer Care Contacts

iPesa Loan App, Application, PayBill, App Download, and Customer Care Contacts

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iPesa Loan App, Application, PayBill, App Download, and Customer Care Contacts

When in a financial emergency, you want a lender who will meet your needs within the shortest time possible. Unfortunately, some financial institutions have never-ending processes that may see you receive the cash after a long time.

 

You can avoid going through such a situation by registering with an online lender such as iPesa. By doing this, you will not have to worry about paperwork, and long approval periods. For a better understanding below is a review on iPesa loan app:

iPesa Loan Application

To be eligible for an iPesa loan, you must:

  • Have a national ID.
  • Have a Safaricom-registered phone number.
  • Own a smartphone.
  • Be aged 18 years old and above.

If you have all the above, proceed to download the app from your phone’s Google Play Store as below:

  1. Open the Play Store.
  2. Search the app.
  3. Click install.
  4. Wait for it to download, then launch the app.
Features of iPesa loans are:
  • Loan limit – Ksh 500 to Ksh 50,000.
  • Loan term – minimum of 91 days and maximum of 180 days.
  • Annual percentage rate – 36% to 72%.
  • Interest rate – depends on factors like repayment history.
Below is the loan repayment procedure:
  1. Launch your M-Pesa menu.
  2. Click Lipa Na M-Pesa.
  3. Select PayBill.
  4. Enter 192010, as the business number.
  5. Enter your phone number on the account number slot.
  6. Add the amount you’re repaying.
  7. Enter your M-Pesa Pin.
  8. Click Ok, and wait for a confirmation message.

You can also pay through the app by clicking on ‘pay loan’, after which the M-Pesa menu will show on your screen.

Pay on time to avoid being blacklisted by CRB. Also, note late repayment will reduce your chances receiving higher loans in the future. In case of any challenges that may prevent you from paying in a timely manner, communicate with iPesa beforehand.

 

Read Also 4 Ways to Make Money Online Fast

iPesa Privacy and Permissions Terms

iPesa simplifies the process of obtaining a personal loan by utilizing the data on your phone, including your SMS history, to verify your identity and generate a credit score.

To protect your privacy, they encrypt the data you choose to share with them.

They respect your privacy and promise to never share your information with third parties.

iPesa Customer Care Contacts

Email Address: [email protected]

Phone Number: 0757222979

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