Creditmoja Loan App, App Download, Application, Paybill Number, Repayment, Interest Rate, Terms, Customer Care Contacts

Creditmoja Loan App, App Download, Application, Paybill Number, Repayment, Interest Rate, Terms, Customer Care Contacts

Creditmoja Loan App, App Download, Application, Paybill Number, Repayment, Interest Rate, Terms, Customer Care Contacts

Creditmoja loan is a mobile application designed to offer loans to Kenyans via M-Pesa through their mobile application. The loan amount accredited o the customer’s M-Pesa account depends on their previous loan history and data available on their mobile phones. The loans range from Ksh 2500 to Ksh 50,000 with a 180 days repayment period.

App download

Creditmoja loan app is readily available on Google Play as Credit Moja-Digital Loan App. Open your Google Play store and search for Credit Moja-Digital Loan App and click install. Once downloaded, sign up using your M-Pesa registered number and follow the other prompt user instructions.

Alternatively, you can download the app via the link https://play.google.com/store/apps/details?id=com.kenya.credit.app.loan.cash.money.pesa.

Loan Repayment

The repayment modes of Creditmoja loans are pretty well defined. There are two available repayment options; you can repay the loan via their M-Pesa PayBill number or repay via their mobile application. To repay via their mobile application; consider the following steps;

  • Open Credit Moja application on your mobile phone
  • Click on the field my loan
  • Select the loan that you would like to repay and press repay in advance
  • On your next step, confirm whether your details are okay
  • Next, select your preferred repayment method and press repay now
  • Wait for a confirmation message from Creditmoja.

 

Creditmoja Interest Rate

The interest rate by Creditmoja loan depends on several factors well defined in Credit moja’s database records. However, their fixed interest is 12% for a maximum return period of 180 days. The annual interest rate ranges from 10%-50% APR. Also, Creditmoja charges a service fee of 22%, depending on the principal amount of the loan you borrowed.

Read Also KenCash Loan App, Application Download, Paybill Number, Repayment, Interest Rate, Terms, Customer Care Contacts

Creditmoja loans Terms and conditions.

Before one decides to take a loan from Creditmoja, one should read and understand the following terms and conditions. Note: the rules are revised continuously, and any violation of any of the rules will result in severe disciplinary action against the victim. The authorities have been categorized according to the following classification,

  • Definitions and interpretations
  • Customer’s warranties and responsibilities
  • Acceptance of the terms of use
  • Customer’s use of the service
  • Customer’s use of the system
  • Customer’s account
  • Customer’s use of the privacy information
  • Customer’s responsibilities
  • Requests made by customers
  • Financial report
  • Default loans
  • Closure and termination of customer’s account

 

NB: To understand the rules well under each categorization, click https://creditmoja.com/terms-of-use

Customer Care Contacts

Official website: https://creditmoja.com/

Email Address: [email protected]

Location: Mombasa Road, Nairobi, Kenya

Leave a Reply

Your email address will not be published. Required fields are marked *