Apesa Loan, Apesa Loan App Download
The Apesa loan app is a newly and recently introduced mobile loan app, which provides a safe and reliable mobile phone loans in Kenya through the M-Pesa.
It is also able to give fast, instant and emergency loans. Therefore, in order to be able to get the Apesa loan you are supposed to be a registered active M-Pesa user.
Apesa Loan App Download
Follow the following steps to download Apesa loan app for android smart phones from the google play store:
- Go to google play store app or visit play.google.com direct from your browser.
- When you open google play store, search for Apesa loan app and click on the first result.
- Then tap install to add the app to your device.
- Once you have installed the app, now create an account with Apesa.
- After successfully creating an account, you can login and apply for the loan after receiving the loan limit.
- If Eligible, the loan will be disbursed to your Registered M-Pesa number account in less than 30 minutes.
Apesa online loan Repayments
Apesa loan repayments unlike other loan applications, are made through the application. The repayment can be made after a period of 2 weeks or 12 months, depending on amount borrowed.
Features of Apesa
- Apply online at any time 24 hours a day, no face-to-face, one-click operation, no harassment, and you can apply if you have good credit
- You can apply if you have a mobile phone
- The interest is very low for example if you borrow ksh 10,000 you get 0.05% interest rate.
- Convenient repayment, can be operated online and offline, convenient and can be repaid anytime, anywhere
The Interests rate for Apesa app:
Apesa loan charges low interest rates of 0.006% per day or 18% per annum, which is relatively low compared to other online loan apps.
Apesa PayBill Number
The Apesa PayBill Number is 4047993.You can also make your repayment directly via the app vis STK Push.
Apesa collects personal information from you for the following reasons:
Apesa may use Personal Information collected for any of the following purposes, as well as those permitted by Applicable Law:
- to identify you and to register you as a user and to administer, manage or verify your Account as such;
- to facilitate or enable any checks as we may in our discretion consider necessary before we register you as a user.
- to disburse Loan and collect payments for your use of the Service;
- to build credit models and perform credit scoring;
- to comply with Applicable Law, regulations, and rules, such as those relating to “know-your-customer” and anti-money laundering requirements;
- to communicate with you and to send you information in connection with the use of the App;
- to notify you of any updates to the App or changes to the Service (including interest rate, Transaction Fees, etc.) available;
- to process and respond to enquiries and feedback received from you;
- to maintain, develop, test, enhance and personalize the App to meet your needs and preferences as a user;
- to monitor and analyse user activities and demographic data including trends and usage of the Service available on the App; and
- to send you direct marketing communications and information on special offers or promotions.
- b. We may also use your Personal Information more generally for the following purposes (although we will in each such case always act reasonably and use no more Personal Information than what is required for the particular purpose):
- to undertake associated business processes and functions;
- to monitor usage of the App and administer, support and improve the performance efficiency, user experience and the functions of the App;
- to provide assistance in relation to and to resolve any technical difficulties or operational problems with the App;
- to generate statistical information and anonymous analytics data for the purpose of testing, research, analysis and product development;
- to prevent, detect and investigate any prohibited, illegal, unauthorized or fraudulent activities;
- to facilitate business asset transactions (which may extend to any mergers, acquisitions or asset sales) involving us and/or any of our Affiliates; and
- to enable us to comply with our obligations under any Applicable Law (including but not limited to responding to regulatory enquiries, investigations or directives) and conducting audit checks, due diligence and investigations.
Apesa Contact Number
Mobile number: 0769 767 096
Phone Number: +254 20 7903 583
Email Address: [email protected]