How to Fuliza M-Pesa; Grow your M-Pesa Fuliza Limit

How to Fuliza M-Pesa; Step by Step Guide

How to Fuliza M-Pesa; Grow your M-Pesa Fuliza Limit

Fuliza is a service offered by Safaricom in partnership with NCBA, launched into the Kenyan market in January of 2019. Fuliza enables you to complete your M-Pesa transactions when you have insufficient funds in your M-Pesa account. You may access funds multiple times as long as you are within your Fuliza limit.

To gain access to a Fuliza loan you must be registered on M-pesa as a customer, be an active M-Pesa customer for a minimum of 6 months, have an active Safaricom line and have registered or opted in for Fuliza M-Pesa services.

 

How to register for Safaricom M-Pesa Fuliza services
  • Dial code *234# on your Safaricom line
  • Next, select Fuliza M-Pesa to opt in for the service by pressing 0.
  • Next, choose yes by pressing 1
  • Select Accept by pressing 1

It is as simple as that

Fuliza comes with a limit of how much you can qualify for. The minimum Fuliza limit is Ksh 500 and the maximum Fuliza limit is Ksh 100,000. To check your Fuliza balance, dial code *234# and select Fuliza M-PESA. Next, you will select check your limit. Wait for an SMS message confirming your available limit.

Fuliza charges a 1% access fee and an amount as a maintenance fee on your outstanding balance. A full repayment of the amount advanced to through Fuliza is expected within 30days.

How to Fuliza M-PESA

All you need to do is use the M-pesa service as you would normally do and then follow the steps below.

  • Make sure you have registered for the Fuliza service.
  • Open M-pesa menu
  • Select either send money, pay bill or buy goods
  • Enter amount
  • Press OK to complete transaction
  • Enter your PIN.
  • Pres OK
  • The Fuliza option will pop up
  • Select yes
  • Press OK to complete Fuliza transaction.

For the process to be successful, you have to have sufficient money in your Fuliza balance

How to Fuliza to another Number

 

  • Open M-Pesa menu
  • Select Send Money
  • Enter the phone number of the person to whom you are sending money.
  • Enter amount
  • Press OK to complete transaction
  • Enter your PIN.
  • Pres OK
  • The Fuliza option will pop up
  • Select yes
  • Press OK to complete Fuliza transaction.

For the process to be successful, you have to have sufficient money in your Fuliza balance

Read Also How to increase Safaricom Fuliza Loan Limit

How many accounts can you hold for M-Pesa Fuliza Services

Every registered M-Pesa line will be treated as a separate account. Each mobile phone number will be eligible for Fuliza M-Pesa and will be assigned a limit.

Depending on your usage, this limit will be reviewed every three months.

 

How to Grow your M-Pesa Fuliza Limit

Continue to use Safaricom and M-Pesa services on a regular basis, and repay Fuliza M-Pesa on time by topping up your M-Pesa account.

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